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Embedded Finance Comes Of Age

Global Finance

AI also increases access to financing for SMEs, whether via the integration of EF into e-commerce platforms or the provision of business-to-business (B2B) buy now, pay later services. Plaid connects to bank accounts and Stripe connects to cards. Some banks are building their own banking-as-a-service (BaaS) platforms.

Finance 52
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Down Round Valuation: How to Survive and Protect Your Equity (2025)

Equidam

From 2008 until 2022, most central banks lowered interest rates to 1% or below, creating what economists call the Zero Interest Rate Policy (ZIRP). The Down Round Reality Check: Why This Is Happening Now The ZIRP Hangover: How We Got Here For over a decade, startups benefited from an unprecedented era of cheap money.

Equity 59
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Paul Brody, EY: How Blockchain Is Transforming Global Commerce

Global Finance

Countries without independent central banks often experience high inflation or even hyperinflation, and so demand for US dollars is really high among the local population. GF : Lately, the US Treasury Department seems to be saying that the US doesnt need a central bank digital currency [CBDC], i.e., a digital dollar.

Banking 59
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Corpay to Acquire Alpha Group, a B2B Cross Border FX Company

Business Wire M&A

Alpha is a leading provider of B2B cross border FX solutions to corporations and investment funds in the UK and Europe. Alpha pioneered alternative bank accounts as a s The acquisition values Alpha at an enterprise valuation of approximately $2.2 billion (£1.6

Alpha 40
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Paul Brody, EY: How Blockchain Is Transforming Global Commerce

Global Finance

Countries without independent central banks often experience high inflation or even hyperinflation, and so demand for US dollars is really high among the local population. GF : Lately, the US Treasury Department seems to be saying that the US doesnt need a central bank digital currency [CBDC], i.e., a digital dollar.

Banking 59
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UK Startup Funding 2025: A Guide for Early-Stage Founders

Equidam

With central bank rates elevated, safer assets now offer competitive returns, reducing the incentive for risk-heavy venture capital deployment. Enhanced due diligence, a renewed focus on B2B cost efficiency, and a surge in down rounds underscore the scrutiny startups now face. million in pre-tax profits. Monzo’s $5.9

Equity 64
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Bringing digital innovation & entrepreneurship to SME banking

Global Finance

Global Finance: Can you share the key tenets of your SME strategy and how it aligns with the banks overall vision? Abdullah Al Mejhem: At Boubyan Bank, our SME strategy is built on three key pillars: Customer-Centricity, Digital Innovation, and Financial Empowerment. GF: Boubyan Bank has positioned itself as a one-stop shop for SMEs.

Banking 52