Lighter Capital

AUGUST 10, 2023

Cash is the fuel that keeps a business running; if your startup runs out of cash, it will sputter awhile and then conk out. There’s no getting around it: Startups have to spend money to make money. At times you’ll hit the accelerator and spend money to make big strategic moves quickly.

Start-ups 93

Start-ups Finance EBITDA Debt Financing 93

Peak Business Valuation

OCTOBER 12, 2023

Businesses in the fence construction industry build and install various types of fences for clients. As such, now may be a good time to buy , start, or grow a fence company. Thankfully, the Small Business Administration has several SBA loans for fencing companies. Peak Business Valuation is happy to help!

Business Valuation 52

Business Valuation Finance Start-ups Appraisal 52

ThomsonReuters

OCTOBER 5, 2023

How to calculate amortization Amortization vs. depreciation Managing amortization of assets Companies have a lot of assets. These assets vary depending on the type of business, but they often include such tangibles and intangibles as office buildings, corporate vehicles, computers, patents, copyrights, and trademarks.

Intangible Assets 52

Intangible Assets Book Value EBIT Technology 52

Brian DeChesare

NOVEMBER 22, 2023

As of 2024, I consider the following to be the list of bulge bracket banks (note that the “potential” category is speculative and could include other, similar firms beyond the 5 currently listed there): Sources: The list above is based on deal volume and fee data from Dealogic , the Financial Times , and Statista over the past few years.

Banking 97

Banking Start-ups Finance Equity 97

Peak Business Valuation

JUNE 11, 2023

This makes it a great time to grow , sell , or buy an insurance agency. Knowing how to finance an insurance agency can be difficult. There are many options for SBA loans for an insurance agency. As a business appraiser, Peak Business Valuation has connections with dozens of SBA lenders across the country.

Finance 52

Finance Business Valuation Start-ups Appraisal 52

Musings on Markets

MAY 5, 2023

That failure has had a domino effect, with Signature Bank falling soon after, followed by Credit Suisse in April 2023 and by First Republic last week. The Banking Business Model The banking business, when stripped down to basics, is a simple one.

Banking 76

Banking Equity Start-ups Treasury 76

Sun Acquisitions

NOVEMBER 29, 2022

You might be gearing up to sell your HVAC business for a number of reasons – retirement, change in marital status, poor health—or any of a myriad of other reasons. In this post, we give you a step-by-step HVAC business selling guide including best practices and tips to ensure a successful outcome. billion valuation by 2030.

Business Valuation 52

Business Valuation Start-ups Marketability Technology 52

Value Scout

DECEMBER 15, 2022

The well-publicized success of the Gibson Greetings acquisition in 1982 marked the beginning of the first boom period in leveraged buyouts (LBOs). Founded in 1850, Gibson Greeting Cards became a corporation in 1895; it was acquired first by CIT Financial Corporation in 1964, then by RCA in 1980. The Deal Details.

Equity 52

Equity Finance Dividends Compliance 52

ThomsonReuters

MAY 17, 2022

Do you have clients working full- or part-time in the gig economy? These budding entrepreneurs often get paid through mobile payment services like Venmo, Paypal or CashApp or get paid directly through the Uber or Doordash app. These unsuspecting clients will be surprised when they receive their first 1099-K Form in January 2023.

Start-ups 105

Start-ups Banking 105

A Neumann & Associates

APRIL 5, 2022

Inevitably, at some point during an initial meeting with a business owner, the question, “Is now a good time for me to sell my business?”, Obviously, this is a key factor in deciding to sell a business, or to even start the process of planning to sell a business, but it is not the only factor.

Start-ups 52

Start-ups Business Valuation Fair Market Value Comps 52

Lighter Capital

OCTOBER 15, 2023

Even in an uncertain economy, opportunity exists for SaaS startups to keep growing and evolving their businesses — founders just have to be smart about managing cash flow and runway as they make the right investments that support both near and long-term success.

Marketability 52

Marketability Finance Compliance Start-ups 52

Musings on Markets

MAY 7, 2023

I also used the banking framework to argue that good banks have stickier deposits, with a higher precent of these deposits being non-interest bearing, that they invest in loans and investment securities on which they earn interest rates that cover and exceed the default risk in these investments. All Equity, All the time!

Banking 63

Banking Price to Book Dividends Book Value 63

Sun Acquisitions

JUNE 15, 2022

How much is your business worth? Business valuation, according to the Corporate Finance Institute , is the “process of determining the present value of a company or an asset.”. It’s not how much you think or hope the business is worth. Your business’ capital structure makeup. Future earnings. Company assets.

Business Valuation 52

Business Valuation Appraisal Fair Market Value Capital Structure 52

Sun Acquisitions

DECEMBER 29, 2021

What are some of the best practices to adopt when conducting due diligence during a business acquisition? The process of carefully appraising a business prior to purchase in order to establish assets and liabilities, as well as evaluate the company’s potential cannot be done haphazardly. Mergers and acquisitions are complex.

Start-ups 52

Start-ups Marketability Technology Banking 52

IBG Business

NOVEMBER 30, 2022

Business Sales in the Oil-and-Gas Industry: Insights from M&A Specialist Gary Papay. While some aspects of a business sale are nearly universal, every industry has distinctive qualities that affect the spectrum of factors, from market value to likely buyers. After that, only certain segments are really attractive at this time.

Start-ups 52

Start-ups Marketability Banking Equity 52

ThomsonReuters

MARCH 9, 2023

In this post, we will highlight 3 of our top resources included in our Tax Season Toolkit : Year-End Tax Planning for individuals and businesses, How APIs can help transform your practice, and a Case Study detailing how GoSystem Tax RS and GoFileRoom helped a firm. Tax and Accounting professionals, listen up! What’s new? •

EBIT 59

EBIT EBITDA Technology Compliance 59

ThomsonReuters

JULY 19, 2022

Uber’s website explains that drivers can cash out up to five times per day. How EWAs work. According to the American Payroll Association (APA), EWA programs are becoming a more established business practice and part of the benefits package offered to employees. Pay frequency. However, some U.S. Early/earned wage access.

Start-ups 98

Start-ups Treasury Banking Technology 98

ThomsonReuters

MAY 3, 2023

” Back in 2021, the American Payroll Association (APA) produced a report on understanding EWA, noting that such “programs have moved from the early adoption phase to become a more established business practice and part of the benefits package offered to employees.” A tax services director in Washington D.C.

Treasury 59

Treasury Technology 59

FE International

DECEMBER 31, 2021

If you’ve been trying to understand how to value a website or internet business you’ve come to the right place. At FE International we value and broker the sale of internet businesses with a wide range of monetization strategies (e.g. We’ve sold businesses with earnings multiples ranging from 2.5x

Weighted Average Cost of Capital 52

Weighted Average Cost of Capital Business Valuation Precedent Transaction Analysis Start-ups 52

Lighter Capital

SEPTEMBER 9, 2023

Startups have traditionally sold a portion of their company (equity ownership) to a business partner — typically a venture capital (VC) firm — to raise growth capital. Though RBF has been around for decades, it’s still a relatively obscure source of startup funding that has many benefits for growing a business.

Finance 96

Finance Equity Start-ups Marketability 96

Equilest

MARCH 17, 2022

Want to know Methods of Business Valuation by Their Profitability? Methods of business valuation by their profitability are presented below. Presentation of the profitability method to evaluate a company Attractions and limits of the method of multiples to value a company How to conduct a company valuation based on profitability?

Business Valuation 40

Business Valuation EBIT EBITDA Discounted Cash Flow 40

Lighter Capital

SEPTEMBER 9, 2023

Startups have traditionally sold a portion of their company (equity ownership) to a business partner — typically a venture capital (VC) firm — to raise growth capital. Though RBF has been around for decades, it’s still a relatively obscure source of startup funding that has many benefits for growing a business.

Finance 52

Finance Equity Start-ups Marketability 52

Shephard Mullin M&A

FEBRUARY 11, 2021

This is especially true of transactions involving lead generation companies, which can be very different than businesses in other industries. In this article, we highlight the top 10 issues that buyer should diligence when considering acquiring a lead generation company. Every deal is different and presents a unique set of challenges.

Compliance 52

Compliance Marketability Finance Technology 52

Cooley M&A

MAY 11, 2020

In “La La Land,” Damien Chazelle’s Oscar winning film, the audience thinks it has a formulaic Hollywood love story on its hands: boy and girl meet; boy and girl fall in love; boy and girl break up; and boy and girl get back together. billion merger of equals in early April and go their separate ways. billion merger.

Finance 40

Finance Start-ups Marketability Debt Financing 40

Brian DeChesare

MARCH 22, 2023

Why did UBS just acquire CS for less than $1.00 And what should you do if you have an internship or full-time offer at CS or UBS? In case you somehow missed the news, UBS on Sunday (March 19 th ) announced plans to acquire Credit Suisse for ~$3.2 it’s starting to feel a lot like 2008. ” So, what happened? a year ago?

Banking 85

Banking Start-ups Corporate Finance Marketability 85

Musings on Markets

OCTOBER 19, 2021

The Disclosure Dilemma: Disease and Diagnosis For those of you who did not read my first post on disclosures, let me summarize its key points. The first is that technology has made it possible to collect more granular data, and on more dimensions of business, than ever before in history, and to report that data.

Start-ups 70

Start-ups Banking Marketability Technology 70

Musings on Markets

JANUARY 27, 2021

In this post, I will take a look at these other markets, starting with a way of dividing investments into assets, commodities, currencies and collectibles that I find useful in thinking about what I can (and cannot) do in those markets, and then reviewing how these markets performed during 2020.

Start-ups 52

Start-ups Marketability Equity Treasury 52

Musings on Markets

OCTOBER 4, 2021

Setting the Table As the Paytm IPO speeds to offering date, it is worth looking back at its relatively short history as a company, and how much change has been packed into that period. The first is that the costs of smartphones have decreased , and especially so in India, as technology and competition have worked their magic.

Start-ups 72

Start-ups Banking Marketability Technology 72

IBG Business

MARCH 11, 2022

Knowing how much your business is worth, in the mergers and acquisitions (M&A) and business sales context, is far too important to rely on informal advice (even from well-meaning sources), rules of thumb, or dissimilar comparisons. “[Fox If you undervalue your business, you leave hard-earned money on the table.

Start-ups 52

Start-ups Finance Technology Business Valuation 52

Brian DeChesare

NOVEMBER 30, 2022

Your first thoughts reading this article might be, “Wait a minute, why are ‘private equity exit opportunities’ a topic? But despite the hype, people do leave private equity all the time, whether it’s voluntary or forced. Note that this article refers to exits after full-time roles at the Associate level or beyond.

Equity 84

Equity Banking Start-ups Marketability 84

Reynolds Holding

MAY 11, 2022

When I first appeared before this group, as Chair of the Commodity Futures Trading Commission (CFTC), Washington was still developing the regulatory response to the 2008 financial crisis. At the time, I had the honor of working with then-CFTC Commissioner Scott O’Malia, now the CEO of ISDA, on reforms to the swaps market.

Marketability 45

Marketability Banking Compliance Treasury 45

Reynolds Holding

SEPTEMBER 7, 2022

But like the kid that receives the hot new toy at Christmas, only to become frustrated by its complex instructions, proxy advisors and investors will have to carefully navigate the first few UPC contests. The SEC rule requiring a universal proxy card in director election proxy fights becomes effective today [September 1]. 1 last year).

Equity 45

Equity Dividends Total Shareholder Return Marketability 45

Brian DeChesare

OCTOBER 11, 2023

That’s a shame because “how to get into commercial real estate” is a much easier question than “ how to get into investment banking ” for many people. On the other hand, the industry is highly cyclical , and you could get “pigeonholed” if you stay in real estate for years but then want to move elsewhere.

Banking 78

Banking Private Equity Firm Start-ups Equity 78

FE International

JANUARY 3, 2021

Whether you’re selling a Shopify business or any other kind of e-commerce store, this article will teach you how to obtain an accurate business valuation and how to complete an e-commerce business sale. So, how have we ended up here? So, how have we ended up here? How to Value an e-Commerce Business.

EBITDA 59

EBITDA Start-ups Finance eCommerce 59