Reynolds Holding

MARCH 12, 2024

district court in Texas challenging the federal banking agencies’ first comprehensive updates to the regulations implementing the Community Reinvestment Act (CRA) in nearly three decades. Raimondo seeking to overturn the standard for agency deference established in Chevron v. Banking is a highly technical area.

Banking 59

Banking Treasury Finance 59

Reynolds Holding

JULY 9, 2023

The scope would include not only the largest banks, but also regional banks, community banks and the branches and agencies of foreign banks. Unfortunately, this hortatory statement does nothing to implement any limits on the scope of these new grounds by the supervisory and enforcement staff of the federal banking agencies.

Banking 45

Banking Finance 45

Reynolds Holding

OCTOBER 25, 2023

The Federal Reserve OIG issued a report on SVB’s failure. But it would create powerful economic incentives for LBOs that are not global systemically important banking organizations (non-GSIB LBOs) to become larger so that they have the scale to bear the increased costs of that flattening of regulatory tailoring and remain competitive.

Banking 40

Banking Start-ups Venture Capital Fund Equity 40

Reynolds Holding

NOVEMBER 28, 2022

Members of Congress and financial regulators from the Federal Reserve, U.S. Treasury, SEC, CFTC, and CFPB appear set on regulating the crypto trading system (traded coins and associated marketplaces, exchanges, brokerages, lending, staking, derivatives, intermediaries, and enablers) as part of the traditional financial services system.

Finance 145

Finance Banking Marketability Treasury 145

Reynolds Holding

OCTOBER 16, 2023

The Federal Deposit Insurance Corporation (FDIC) has proposed enforceable guidelines on corporate governance and risk management that would apply to all state non-member banks with assets greater than $10 billion (the Proposed FDIC Guidelines). Other banking agencies have dealt with this issue.

Banking 45

Banking Finance 45

Reynolds Holding

FEBRUARY 8, 2024

This will help the SEC and FSOC to better assess systemic risk and protect investors. Systemic risk from the banking and non-bank sectors alike spilled out into the broader economy. This reporting is to be “as necessary and appropriate in the public interest and for the protection of investors, or for the assessment of systemic risk.”

Banking 45

Banking Marketability Equity Finance 45

Reynolds Holding

APRIL 23, 2023

In that role, he worked closely with President Franklin Roosevelt to establish the nation’s first federal securities laws. It also established this important agency I’m honored to chair, the Securities and Exchange Commission. Rayburn and Roosevelt helped birth this agency in the age of radio. 3] I am proud of this agency.

Treasury 45

Treasury Marketability Finance Technology 45

Reynolds Holding

SEPTEMBER 15, 2022

Today [September 14], the Commission will consider whether to propose standards for covered clearing agencies (also known as clearinghouses) regarding the clearance of certain trades involving U.S. Treasury markets are integral to how the Federal Reserve administers monetary policy. Treasury securities. We are the issuer.

Treasury 45

Treasury Marketability Banking 45

Reynolds Holding

JUNE 27, 2023

Despite the federal government’s linchpin role in developing resource-intensive global climate models, it has arguably lagged the private sector in the production and broad dissemination of “usable” climate science aimed at helping individuals and entities decide how to adapt to climate change. [5] 8] ENDNOTES [1] Jesse M. Pitman et al.,

Banking 83

Banking Finance Equity Technology 83

Reynolds Holding

MAY 11, 2023

May 27 marks 90 years since President Franklin Roosevelt signed the first of the federal securities laws: the Securities Act of 1933. [1] 12] Such reduced clearing increases system-wide risk. These platforms, though, are yet to be registered as exchanges or alternative trading systems.

Treasury 81

Treasury Marketability Start-ups Compliance 81

Reynolds Holding

SEPTEMBER 12, 2023

Protecting the Public for 90 Years For 90 years, the federal securities laws and the SEC’s work to oversee them have played a crucial role for the public both in good times and in times of stress. The dedicated staff of this agency does extraordinary work with limited resources. I am proud of this agency.

Banking 40

Banking Treasury Marketability Equity 40

Reynolds Holding

APRIL 15, 2024

Two federal district courts recently upheld decisions by the Federal Reserve Bank of Kansas City (FRBKC) and the Federal Reserve Bank of San Francisco (FRBSF) to deny master account applications from Custodia Bank (Custodia) and PayServices Bank (PayServices). payment system. payment system.

Banking 45

Banking Finance Technology 45

Reynolds Holding

JUNE 22, 2022

Under the CEA framework, merchants of digital assets would be required to segregate customer’s funds, unless those funds are held by an entity registered with a federal or state regulator, and investment of such funds may be limited by CFTC rulemaking. Additional Federal Agency Actions.

Banking 45

Banking Treasury Finance Marketability 45

Reynolds Holding

NOVEMBER 13, 2023

8] The Interpretive Guidance will become effective 60 days following its publication in the Federal Register and the Analytic Framework will become effective upon its publication. 18] Instead, the Interpretive Guidance “puts the Council’s designation authority on equal footing with other powers.” [19] Stability Oversight Council , 177 F.

Treasury 40

Treasury Finance Marketability Equity 40

Reynolds Holding

APRIL 26, 2022

The fixed income markets may not, on the surface, seem like the most cinematic part of the financial system. Initially, government bonds were exempt from many of the federal securities laws (outside of antifraud provisions). That brings me to a different kind of bond: the $50 trillion-plus [2] U.S. bond markets. and around the world.

Marketability 45

Marketability Treasury Banking Compliance 45

Reynolds Holding

APRIL 5, 2023

For 90 years, the federal securities laws—and our work to oversee them—have played a crucial role in good times and in times of stress. I am proud of this agency. The agency’s oversight function is vast. Stamping out fraud, manipulation, and abuse lowers risk in the system. I am proud of our dedicated staff.

Marketability 45

Marketability Technology Data Analysis Corporate Finance 45

Reynolds Holding

APRIL 29, 2024

On April 4, 2024, the Federal Register published the U.S. Further, Covered Entities should assess whether they have adequate policies, procedures, and systems in place to comply with the Act’s reporting requirements, which will take effect upon publication of the final regulation.

Compliance 45

Compliance Banking Technology Marketability 45

Reynolds Holding

MAY 18, 2022

It is good to be here alongside Federal Trade Commission Chair Khan. Amongst them, in 1933 and 1934, Congress and FDR came together to craft the first two federal securities laws. 1] Then, in 1934, the Gold Reserve Act was enacted, prohibiting government and financial institutions from redeeming dollars for gold.[1].

Marketability 59

Marketability Finance Corporate Finance Technology 59

Reynolds Holding

MAY 23, 2023

Later this month marks 90 years since President Franklin Roosevelt signed the first of the federal securities laws, the Securities Act of 1933. That’s why they passed the Securities Exchange Act of 1934, which covered intermediaries such as exchanges and broker-dealers as well as established our agency to oversee the securities markets.

Banking 40

Banking Technology Marketability Capital Structure 40

Reynolds Holding

SEPTEMBER 5, 2023

On July 27, the three federal banking agencies (the Agencies) [1] jointly proposed changes to the regulatory capital framework applicable to large banks and bank holding companies (the Proposal). Concurrent with the Proposal, the Federal Reserve proposed changes to the GSIB surcharge (discussed below).

Banking 40

Banking Market Risk Equity Marketability 40

Appraiser Newsroom

JULY 5, 2022

Celebrating its 85th year, the Conference attracts thought leaders, practitioners, allied professionals, vendor partners, government agency personnel, and more from all parts of the world. Randa Doleh , ASA, MBA, is Director of Business Systems & Analytics/Senior Appraiser at SIGMA Group/SIGMA Appraisal.

Appraisal 40

Appraisal Finance Marketability Market Risk 40

Reynolds Holding

JANUARY 25, 2023

Accountability and deterrence are core goals of the enforcement program and in seeking remedies, the agency considers whether that resolution sufficiently promotes both specific and general deterrence. The complexity and interconnectedness of markets today requires the SEC to build out its systemic risk identification abilities.

Technology 59

Technology Marketability Data Analysis Equity 59

Appraiser Newsroom

JULY 5, 2022

Celebrating its 85th year, the Conference attracts thought leaders, practitioners, allied professionals, vendor partners, government agency personnel, and more from all parts of the world. ASA International Conference is the leading event for the global valuation profession. Robert Kelley, Jr. is a Shareholder at Hill Ward Henderson.

Appraisal 40

Appraisal Business Valuation Finance Market Risk 40

Reynolds Holding

SEPTEMBER 7, 2023

On August 29, 2023, US federal banking regulators issued a proposal for long-term debt (“LTD”) requirements for certain midsize and larger US banking organizations (the “LTD Proposal”). 1 The LTD Proposal is important because it would require many regional and larger banking organizations to issue significant amounts of LTD. IDI Requirement.

Banking 40

Banking Finance Equity Marketability 40

Reynolds Holding

OCTOBER 30, 2022

Appendix 2 compares FSOC’s framework for assessing the financial stability risks of the crypto-asset ecosystem with the Federal Reserve’s framework for assessing the financial stability risks and resilience of the traditional banking system, which was introduced in the Federal Reserve’s inaugural Financial Stability Report in 2018.

Banking 53

Banking Marketability Finance Technology 53

Reynolds Holding

FEBRUARY 7, 2024

Banking System Look Like? The Remarks call for the development of a “macro vi 100 12595 0 12595 0 0 181k 0 --:--:-- --:--:-- --:--:-- 180kew” of the banking system—one that holistically evaluates the impact of bank mergers on the banking system and the U.S. Ross School of Business on “What Should the U.S. Regulatory Amendments.

Banking 49

Banking Compliance Marketability 49

Reynolds Holding

NOVEMBER 29, 2022

Why did the capital-markets system fail to provide the checks and balances that investors count on, leaving the crypto market in the hands of operators hostile to regulation? How can we avoid a system beholden to Sam Bankman-Fried, Mark Zuckerberg, Elon Musk, and other autocratic leaders who undermine the principles of our capital markets?

Marketability 137

Marketability Banking Start-ups Finance 137

Reynolds Holding

DECEMBER 12, 2022

ESG and diversity, equity, and inclusion (“DEI”) advocates, along with federal and state regulators, have begun to examine the potential benefit and harm of AI tools vis-à-vis such communities. Federal regulatory and legislative policy and AI decision-making tools. Companies will also be better poised to achieve their DEI goals.

Technology 45

Technology Finance Equity 45

Reynolds Holding

FEBRUARY 19, 2024

For example, while noting the benefits and efficiencies of well-managed AI tools, both the Federal Reserve [7] and the Consumer Financial Protection Bureau [8] have recently warned banks and lenders about potential bias in AI that could lead to violations of fair lending, fair housing and equal opportunity laws.

Technology 45

Technology Banking Finance Treasury 45

Reynolds Holding

APRIL 21, 2022

In addition, financial institutions will need to consider their obligations under certain state, federal and non-U.S. Treasury’s Federal Insurance Office (FIO) issued a request for information on its future work relating to climate-related financial risks. financial stability and has recommended increased disclosure of climate risks.

Finance 45

Finance Banking Compliance Equity 45

Reynolds Holding

AUGUST 24, 2022

In 2021 and 2022, as the market continued to focus increasingly on environmental, social, and governance (“ESG”) issues, government financial regulators across many independent agencies strongly indicated that increased enforcement relating to ESG is on the horizon, while private plaintiffs filed novel securities class actions based on ESG issues.

Banking 49

Banking Compliance Marketability Corporate Finance 49

Reynolds Holding

AUGUST 7, 2022

The Basel Principles 1 align closely with the climate-related risk management principles proposed by the Office of the Comptroller of the Currency (the “OCC Proposal”) 2 and the Federal Deposit Insurance Company (the “FDIC Proposal”). 6 The Basel Principles also state that “smaller banks.

Banking 45

Banking Market Risk Marketability Technology 45

Reynolds Holding

JUNE 8, 2023

banking system, according to Treasury Department officials. Social media and digital banking may pose existential risks to the traditional banking system, perpetuating volatility and instability for some institutions. One unexpected outcome may be greater willingness on the part of regulators to allow mergers by regional banks.

Banking 40

Banking Equity Private Equity Firm Marketability 40

Reynolds Holding

MARCH 27, 2024

The Federal Deposit Insurance Corporation (FDIC) released a Proposed Statement of Policy on Bank Merger Transactions (the Proposal) that outlines the FDIC’s views on its jurisdiction and expectations with respect to each statutory factor under the Bank Merger Act (BMA). The Federal Reserve has, notably, been silent.

Banking 45

Banking Marketability Specific Risk Finance 45

Reynolds Holding

OCTOBER 5, 2022

This mid-year update provides an overview of the major developments in federal and state securities litigation in the first half of 2022: I. Filing And Settlement Trends. Summary of Trend Cases—Core Federal Filings 2018 – June 2022. . We have already seen many notable developments in securities law this year. Cochran , No.

Start-ups 72

Start-ups Marketability Equity Compliance 72

Reynolds Holding

MARCH 31, 2024

banking regulators have proposed policy statements focused on providing greater insight on the agencies’ review of bank mergers and acquisitions under the Bank Merger Act (BMA). [1] The comment period for the FDIC SOP will end 60 days following publication of the FDIC SOP in the Federal Register. In recent months, the U.S.

Banking 45

Banking Compliance Marketability 45

Benzinga

APRIL 18, 2022

While the impact of the 25 basis point increase in the federal funds rate on March 16, 2022 had a nominal impact on the Company's first quarter 2022 results, the Company's net interest income in future periods will benefit from this rate increase. Shareholders' equity totaled $820.2 million at March 31, 2022, decreasing $19.9

Banking 40

Banking Book Value Equity Intangible Assets 40