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Let the Light Shine on Bank Supervisors’ Examination Ratings

Reynolds Holding

We have argued that bank regulators should disclose more bank information than is now required. [1] In this post, we argue that supervisors should disclose specific aspects of bank examination ratings. Though bank examinations can play a central role in promoting the stability of banks and the U.S.

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How Bank Regulation and Supervision Can Weaken Financial Stability

Reynolds Holding

We argue that bank regulation and supervision interfere with pricing risk by creating opacity. This would make capital markets more effective in addressing future banking problems and reducing reliance on bank regulators who have arguably failed the public. Given periodic banking crises in the U.S.,

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Investment Banking in Dubai: The New York of the Middle East?

Brian DeChesare

Investment banking in Dubai stands out for attracting remarkable hype on social media. Specifically, should you aim for entry-level investment banking roles in Dubai rather than London, New York, or other financial centers? Investment Banking in Dubai: The Top Banks The usual U.S. are much less active.

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Rolling Back Dodd-Frank: Investors’ and Banks’ Responses to Financial Market Deregulation

Reynolds Holding

Dodd-Frank created a new financial regulatory landscape with intensified federal oversight and an extensive set of regulations on banks, such as stress tests and stricter capital, trading, loan, and mortgage underwriting standards (Acharya and Richardson, 2012; Richardson et al., billion for banks with more than $10 billion in assets.

Banking 59
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Good (Bad) Banks and Good (Bad) Investments: At the right price.

Musings on Markets

I also used the banking framework to argue that good banks have stickier deposits, with a higher precent of these deposits being non-interest bearing, that they invest in loans and investment securities on which they earn interest rates that cover and exceed the default risk in these investments. All Equity, All the time!

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Core Banking Software Market Exhibits 18.3% CAGR to Surpass USD 40.67 Billion by 2029 | Report by Fortune Business Insights

Benzinga

28, 2023 (GLOBE NEWSWIRE) -- The Core Banking Software Market Size was USD 10.80 The market of core banking software is projected to grow during the forecast period due to rising adoption of latest technologies and cloud-based banking solutions. Billion Base Year 2021 Core Banking Software Market Size in 2021 USD 10.80

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What Dodd-Frank Tells Us About the Impact of Risk Oversight Functions on Bank Risk

Reynolds Holding

The DFA introduced several reforms; collectively, these reforms were intended to reduce the risk of the financial sector and to provide financial stability following the banking crisis of 2007-2008. 1] All publicly traded banks with assets ≥ $50 billion had to additionally designate an executive as the CRO by January 1, 2015.

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