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The Bootstrapped Startup’s Guide to Debt Financing

Lighter Capital

Growing on your own steam may sound like a risky bet — providing an open window for competitors to overtake you in the market — but even in the tech industry, first-mover advantages are short-lived. But what do you do when you need to extend your startup’s runway so you can scale quickly and capture more of the market?

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SEC Chair Speaks on Markets, Securities Laws, and the SEC

Reynolds Holding

I’d like to welcome you—the nearly 120 members of the “Class of 2024” attending the SEC’s International Institute on Securities Market Growth and Development. You’re investing in your own human capital, taking time out of your busy lives, and learning about our securities markets, U.S. Capital Markets First, the U.S.

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Short-Term Business Loans: Can Fast Financing Help Your Startup Grow?

Lighter Capital

Short-term financing (12 months or less), which includes merchant cash advances (MCA) and merchant financing, often attracts startup founders looking for lower capital costs and quick access to cash — but those benefits can fade quickly if the loan terms don’t line up with what the business needs.

Finance 59
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Good Debt vs. Bad Debt: Know the Difference to Fund Your Startup Wisely

Lighter Capital

Lighter Capital has more than a decade of experience helping tech startups grow successfully with non-dilutive debt financing. We’ve seen how bad debt can capsize a young startup, and we know it’s not always easy to spot. Here’s how to recognize and avoid bad debt funding deals that could leave you and your startup underwater.

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Growth Equity: The Child Prodigy of Private Equity and Venture Capital, or an Artifact of Easy Money?

Brian DeChesare

Debt financing is much more common, and the GE firm is often the first institutional investor. Most of these firms started out doing early-stage VC deals and still invest across all company stages. The main risk factor in deals is executing the growth plan, not default risk due to debt (PE) or product/market risk (VC).

Equity 101
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How To Manage Your SaaS Startup’s Cash Burn

Lighter Capital

Switch your focus to lower-cost marketing channels that have long-term benefits, and temporarily suspend paid advertising. Always have a plan for your best- and worst-case scenarios, whether that’s having a line of credit in case of an emergency or securing financing so you can start your next fiscal year with two to three years of runway.

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8 Principles for Building Realistic Financial Projections for Your Startup

Lighter Capital

The best way to approach this is by telling a growth story about your business and to make sure you can back up that story with data and analysis drawn from your financial statements. You can derive gross revenues by building up from your most basic elements, such as units sold and pricing by channel. Try to obtain debt financing?