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Best Financial Innovation Labs 2025

Global Finance

Based in Morocco, Attijariwafa Bank has significant operations in 15 countries in northern and western Africa, along with branches in Europe and Asia. Since its inception, the lab has worked with more than 100 startups, helping them integrate their products into banking use cases. Its innovation department, Wenov, was founded in 2020.

Banking 52
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The Innovators 2024—Best Financial Innovation Labs

Global Finance

In Brazil, the Pix payment system lets people, corporations, and governments transfer and accept funds instantly, 24 hours a day—even when banks are closed. To solve this problem, boostLAB , which is powered by BTG Pactual , accelerated Data Rudder. We helped them with some commercial initiatives and product development.

Banking 52
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Startup Valuation: The Ultimate Guide

Equidam

10] , [23] , [2] Discount Rate: The rate used to discount future cash flows is typically the cost of equity, calculated via the Capital Asset Pricing Model (CAPM): Cost of Equity = Risk-Free Rate + Beta * Market Risk Premium. [23] 10-year Treasury or German Bund), which fluctuate based on central bank policies and inflation expectations. [23]