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Data Update 5 for 2022: The Bottom Line!

Musings on Markets

After paying taxes on this income, the residual amount represents net income, the final measure of equity earnings, and the basis for computing earnings per share and other widely used measures of profitability used by equity investors.

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Good (Bad) Banks and Good (Bad) Investments: At the right price.

Musings on Markets

In this post, I will begin by looking at how to value banks and follow up with an examination of investor views of banking have changed, by looking at pricing, before examining divergences in how banks are priced in the market today. All Equity, All the time!

Banking 63
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Mid Penn Bancorp, Inc. Reports First Quarter Earnings and Declares Dividend

Benzinga

million, or 10.7% (annualized), from the fourth quarter of 2022. Loan growth was 11.2% (annualized) during the three months ended March 31, 2023 from the fourth quarter of 2022. of tangible shareholders' equity (1) at March 31, 2023. Book value per common share was $32.15 Deposits grew $99.8

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First Mid Bancshares, Inc. Announces Acquisition of Blackhawk Bancorp, Inc.

Benzinga

As of December 31, 2022, Blackhawk had approximately $1.32 Estimated tangible book value per share dilution to First Mid is expected to be earned back in 1.9 As of December 31, 2022, Blackhawk had a loan-to-deposit ratio of approximately 65% and a fourth quarter cost of deposits of 0.51%. billion in deposits.

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Data Update 5 for 2023: The Earnings Test

Musings on Markets

As I have argued in all four of my posts, so far, about 2022, it was year when we saw a return to normalcy on many fronts, as treasury rates reverted back to pre-2008 levels, and risk capital discovered that risk has a downside.

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Data Update 6 for 2023: A Wake up call for the Indebted?

Musings on Markets

To fund the business, you can either use borrowed money (debt) or owner's funds (equity), and while both are sources of capital, they represent different claims on the business. Even government-owned businesses fall under its umbrella, with the key difference being that equity is provided by the taxpayers.

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Salisbury Bancorp, Inc. Reports Results for First Quarter 2023; Declares 16 Cent Dividend

Benzinga

Non-performing Assets were 0.14% of Total Assets at March 31, 2023 Common Equity Tier 1 and Tangible Common Equity Ratio of 12.16% and 7.63%, Respectively, at March 31, 2023 1 LAKEVILLE, Conn., per basic common share, for the fourth quarter ended December 31, 2022 (fourth quarter 2022), and $3.5 million, or 1.8%